Also visit us at paynescheckcashing.com
 
Payne's Title Loans & Check Cashing
 
Culpeper
(540) 825-0565
Madison
(540) 948-3800
Charlottesville Seminole Trail
(434) 295-1738
Charlottesville Cherry Avenue
(434) 295-0392
 
 
 
 
 
 
 
 
 
 
 
Culpeper

Paynes Title Loans
727 North Main St.
Culpeper, VA 22701
Phone: (540) 825-0565
 
Hours
Mon - Thu 10:00 am - 6:00 pm
Fri 9:00 am - 7:00 pm
Sat 10:00 am - 2:00 pm
Sun CLOSED
 
 
 
 
Madison

Payne's Title Loans
1171 North Main Street,
Madison, VA 22727
Phone: (540)948-3800
 
Hours
Mon - Thu 10:00 am - 6:00 pm
Fri 9:00 am - 7:00 pm
Sat 10:00 am - 2:00 pm
Sun CLOSED
 
 
 
 
Charlottesville

Payne's Title Loans
1905 Seminole Trail
Charlottesville, VA 22901
Phone: (434) 295-1738
 
Hours
Mon - Fri 10:00 am - 6:00 pm
Sat 10:00 am - 2:00 pm
Sun CLOSED
 
 
 
 
Charlottesville

Payne's Title Loans
816 Cherry Avenue
Charlottesville, VA 22903
Phone: (434) 295-0392
 
Hours
Mon - Thurs 10:00 am - 6:00 pm
Fri 9:00 am - 7:00 pm
Sat 10:00 am - 2:00 pm
Sun CLOSED
 
 
 

TITLE LOAN FAQS IN VIRGINIA

 
Q: Why choose Payne’s Title Loans?
A. We give you CASH, fast and friendly service, and no prepayment penalties!!
Q: What are the interest rates?
A. Our rates are the lowest guaranteed! Come in today to find out our rates and compare!
Q: Can Payne’s Title Loans take possession of my car if I fail to make my payments?
A. Yes, your vehicle is the collateral for the loan so if you fail to make your payments we have the authority to take possession of your vehicle.
Q: How much time do I have to pay back the loan?
A. This is an installment loan for 12 months with a payment due each month.
Q: How much can I expect to get?
A. We use a rating system, so bring your car in and let us inspect it to find out how much you can borrow. We lend from $100 to $10,000.
Q: Do I have to be a certain age?
A. Yes, you have to be at least 18 years or older.
Q: What state can my title be issued in?
A. Only in Virginia.
 
 

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WHY US?

Low rates
 
We offer the lowest rates guaranteed, if you find a better rate, let us know and we will beat it! You get cash instead of a check
Customer Service
Fast and friendly with a smile!