Q: Why choose Payne’s Title Loans?
A. We give you CASH, fast and friendly service, and no prepayment penalties!! 
Q: What are the interest rates?
A.Our rates are the lowest guaranteed!  Come in today to find out our rates and compare!
Q: Can Payne’s Title Loans take possession of my car if I fail to make my payments?
A.Yes, your vehicle is the collateral for the loan so if you fail to make your payments we have the authority to take possession of your vehicle.
Q: How much time do I have to pay back the loan?
A.This is an installment loan for 12 months with a payment due each month.
Q: How much can I expect to get?
A.We use a rating system, so bring your car in and let us inspect it to find out how much you can borrow. We lend from $100 to $10,000.
Q: Do I have to be a certain age?
A.Yes, you have to be at least 18 years or older.
Q: What state can my title be issued in?
A.Only in Virginia.